/* V195 ARI client-only interface. Existing brand logo, colors and site graphics preserved. */
:root{--v195-navy:#0B2D5B;--v195-line:#d8e2ec;--v195-text:#26374c}
.v195-contact-dock{z-index:10100!important}
.v195-ari-backdrop{position:fixed;inset:0;z-index:10200;background:rgba(5,23,43,.45)}
.v195-ari-backdrop[hidden],.v195-ari-panel[hidden]{display:none!important}
.v195-ari-panel{position:fixed;z-index:10201;right:18px;bottom:94px;width:min(470px,calc(100vw - 24px));height:min(730px,calc(100dvh - 112px));background:#fff;border-radius:19px;border:1px solid var(--v195-line);box-shadow:0 24px 80px #05172b4d;color:var(--v195-text);display:grid;grid-template-rows:auto auto minmax(0,1fr) auto;overflow:hidden;font-family:Inter,system-ui,sans-serif;line-height:1.43}
.v195-ari-panel *,.v195-ari-panel *::before,.v195-ari-panel *::after{box-sizing:border-box;hyphens:none;overflow-wrap:normal}
.v195-ari-panel textarea,.v195-ari-panel p{overflow-wrap:break-word}
.v195-ari-header{display:grid;grid-template-columns:46px 1fr 42px;align-items:center;gap:12px;padding:13px 17px;background:#fff;border-bottom:1px solid var(--v195-line)}
.v195-ari-header .v195-ari-mark{width:46px;height:46px;object-fit:contain;animation:ariPulse 3s ease-in-out infinite}
.v195-ari-header strong{display:block;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-size:1.2rem;color:var(--v195-navy)}.v195-ari-header span{display:block;font-size:.79rem;color:#60738a;font-weight:600}
.v195-ari-close{width:42px;height:42px;border:1px solid #dbe3ed;border-radius:50%;background:#fff;font-size:1.5rem;color:var(--v195-navy);cursor:pointer}
.v195-ari-trust{padding:7px 17px;background:#f5f8fb;border-bottom:1px solid #e5eaf1;font-size:.76rem;line-height:1.38}
.v195-ari-scroll{min-height:0;overflow-y:auto;overscroll-behavior:contain;padding:16px;background:#fbfcfe;scrollbar-gutter:stable}
.v195-welcome h2{margin:3px 0 10px;font:750 1.36rem/1.16 "Plus Jakarta Sans",Inter,sans-serif;color:var(--v195-navy)}.v195-welcome p{margin:0 0 18px;font-size:.91rem;line-height:1.52}
.v195-ari-quick{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-bottom:18px}.v195-ari-quick button{background:#fff;color:var(--v195-navy);border:1px solid #ccd9e8;border-radius:10px;padding:12px 7px;font:650 .78rem/1.24 Inter,sans-serif;cursor:pointer;min-height:45px}
.v195-ari-quick button:hover,.v195-ari-quick button:focus-visible{border-color:#4682ce;background:#f5f9fe}
.v195-ari-status{margin:6px 0 10px;font-size:.77rem;font-weight:700;color:#526a85}
.v195-ari-messages{display:grid;gap:11px}
.v195-ari-message{max-width:94%;padding:12px 13px;background:#fff;border:1px solid #dbe4ee;border-radius:14px;font-size:.86rem;line-height:1.55;white-space:pre-wrap;overflow-wrap:anywhere}
.v195-ari-message.user{justify-self:end;background:var(--v195-navy);border-color:var(--v195-navy);color:#fff;border-bottom-right-radius:4px}
.v195-ari-message.ari{justify-self:start;border-bottom-left-radius:4px}
.v195-speak{margin-top:8px;display:flex;align-items:center;gap:5px;background:transparent;border:0;color:#315a91;font-size:.7rem;padding:4px;cursor:pointer;min-height:30px}
.v195-speak svg{width:18px;height:18px}
.v195-ari-sources{border-top:1px solid #e7ecf3;margin-top:9px;padding-top:9px;white-space:normal}.v195-ari-sources summary{cursor:pointer;font-size:.76rem;color:#245887}.v195-ari-sources a{display:block;margin:6px 0;color:#15569e}
.v195-human-option{text-align:left;margin-top:14px}.v195-human-option button{border:1px solid #c2d2e4;background:#fff;color:var(--v195-navy);border-radius:9px;padding:9px 12px;cursor:pointer;font-size:.78rem}
.v195-ari-brief{margin:16px 0;background:#fff;border:1px solid #bad0e6;border-left:3px solid var(--v195-navy);border-radius:10px;padding:13px}.v195-ari-brief h3{font-size:1rem;margin:0 0 8px}.v195-ari-brief p{font-size:.81rem}.v195-brief-fields{display:grid;gap:9px}.v195-brief-fields label{font-size:.8rem;font-weight:700}.v195-brief-fields textarea{display:block;width:100%;resize:vertical;border:1px solid #b7c6d7;border-radius:6px;padding:9px;font:400 .85rem/1.4 Inter,sans-serif;margin-top:5px}.v195-brief-submit{margin-top:12px;background:var(--v195-navy);color:#fff;border:0;border-radius:7px;padding:11px;cursor:pointer}
.v195-ari-error{margin:10px 0;background:#fff3f3;border-left:3px solid #a22;color:#7b1616;font-size:.82rem;padding:10px}
.v195-ari-footer{padding:10px 14px 9px;background:#fff;border-top:1px solid #dde5ef}.v195-ari-composer{display:grid;grid-template-columns:43px minmax(0,1fr) 43px 43px;gap:5px;align-items:end;border:1px solid #d2dfe9;border-radius:12px;padding:5px}.v195-ari-composer[hidden]{display:none}.v195-compose-label{display:block;min-width:0}.v195-ari-input{display:block;width:100%;min-height:43px;max-height:110px;resize:none;outline:0;border:0;background:transparent;padding:11px 3px;color:#182d44;font:400 .87rem/1.32 Inter,sans-serif}.v195-ari-input::placeholder{color:#63768a;opacity:1}.v195-ari-icon{display:grid;place-items:center;width:43px;height:43px;border:0;background:transparent;color:var(--v195-navy);border-radius:8px;cursor:pointer;text-decoration:none}.v195-ari-icon svg{width:21px;height:21px}.v195-ari-send{background:var(--v195-navy);color:#fff}
.v195-ari-disclosure{font-size:.68rem;color:#5f7187;margin:6px 0 3px;text-align:center;line-height:1.38}.v195-ari-footerlinks{text-align:center;font-size:.71rem;color:#678}.v195-ari-footerlinks a{color:#245987;text-decoration:none;margin:0 5px}.v195-ari-footerlinks a:hover{text-decoration:underline}
.v195-consent{border:1px solid #dbe4ec;background:#f6f9fc;padding:12px;border-radius:8px;margin-bottom:8px;font-size:.8rem}.v195-consent[hidden],.v195-record[hidden],.v195-human-option[hidden],.v195-ari-brief[hidden],.v195-ari-error[hidden],.v195-ari-status[hidden],.v195-welcome[hidden]{display:none!important}.v195-consent button,.v195-record button{border:1px solid #aebed0;border-radius:6px;background:#fff;color:#0b2d5b;padding:8px 10px;margin-right:5px;cursor:pointer}.v195-consent [data-consent-ok]{background:#0b2d5b;color:#fff}.v195-record{display:flex;align-items:center;gap:8px;flex-wrap:wrap;padding:5px 0}.v195-record strong{color:#0b2d5b}.v195-record span{margin-right:auto}
.v195-visually-hidden{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip-path:inset(50%)!important;white-space:nowrap!important}
.v195-ari-panel button:focus-visible,.v195-ari-panel a:focus-visible,.v195-ari-panel textarea:focus-visible,.v195-contact-dock button:focus-visible{outline:3px solid #2f80ed;outline-offset:2px}
html.v195-ari-is-open{overflow:hidden!important}
@media(max-width:620px){.v195-ari-panel{inset:0!important;width:100%!important;height:100dvh!important;max-height:100dvh!important;border-radius:0!important;border:0!important;padding-bottom:env(safe-area-inset-bottom)}.v195-ari-header{padding-top:max(12px,env(safe-area-inset-top))}.v195-ari-scroll{padding:15px 12px}.v195-ari-footer{padding:9px 8px 6px}.v195-ari-trust{font-size:.72rem}.v195-ari-quick{gap:7px}}
@media(prefers-reduced-motion:reduce){.v195-ari-panel .v195-ari-mark,.v195-ari-launch img{animation:none!important}.v195-ari-panel *{scroll-behavior:auto!important}}

/* V195.1: explicit opt-in for written human handoff. */
.v195-brief-consent{display:flex;align-items:flex-start;gap:.55rem;margin:1rem 0;line-height:1.4;font-size:.85rem}.v195-brief-consent input{width:1.15rem;height:1.15rem;flex:none;margin-top:.15rem}.v195-brief-submit:disabled{opacity:.5;cursor:wait}